PEACE OF MIND PROTECTION
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SUMMARY OF COVER
Cover limits and applicable excesses per person.
*United Kingdom (UK) – England, Scotland, Wales, Northern Ireland, and the Isle of Man.
- Section and Cover
- 1. Cancellation / Loss of Deposit
- 2. Travel Delay
- delayed departure
- abandonment - 3. Missed Departure
- 4. Personal Accident
- 5. Medical & Other Expenses (including Curtailment and Repatriation)
- Funeral expenses abroad
- Taxi fares & telephone calls - 6. Hospital Benefit
- Trips solely within the UK - 7. Personal Property
-Single item, pair or set
- Valuables limit
Delayed Baggage
Personal Money
- Children aged under 16 - 8. Loss of Passport Expenses
- 9. Personal Liability
- 10. Legal Costs & Expenses
- Benefit (up to)
- £1,500
£60 (£20 first full 12 hours, £10 each extra 12 hours)
£1,500 (after 12 hours)- £100 in England, Scotland & Wales £300 for Northern Ireland, Isles of Scilly, Channel Islands, Isle of Man & Europe
- £10,000 (subject to age limits)
- £1,000,000 - outside the UK medical (emergency dental treatment limited to £350), additional travel, accommodation & repatriation expenses if you are hospitalised or have to stay beyond your return date (trips solely within the UK are limited to £1,500 and to £300 for additional travelling expenses).
£1,000
£100 - £15 each 24-hour period, max £450
£10 each 24-hour period, max £100 - £1,500
£200
£200
£100
£200
£50 - £200 including loss or theft of visa
- £1,000,000
- £25,000
- Excess
- £60*
- Nil for delayed departure and £60 for abandonment.
Nil
£60 - Nil
- Nil
- £60
- Nil
Nil - £60 for personal property, nil for delayed baggage and £60 for personal money.£60
Nil
£60 - Nil
- Nil
- Nil
* Excess only applies for cancellation of a journey over 3 days duration (Nil excess for loss of deposit).
Inner limits – some sections of cover also have extra sub limits, for example, the personal accident section has a benefit limit depending on the age of the person insured.