Policy details

PEACE OF MIND PROTECTION

Click here for full policy terms & conditions including excesses.

 

SUMMARY OF COVER

Cover limits and applicable excesses per person.

  • Section and Cover
  • 1. Cancellation / Loss of Deposit
  • 2. Travel Delay

    - delayed departure

    - abandonment

  • 3. Missed Departure
  • 4. Personal Accident
  • 5. Medical & Other Expenses (including Curtailment and Repatriation)




    - Funeral expenses abroad

    - Taxi fares & telephone calls
  • 6. Hospital Benefit
    - Trips solely within the UK
  • 7. Personal Property
    -Single item, pair or set
    - Valuables limit
    Delayed Baggage
    Personal Money
    - Children aged under 16
  • 8. Loss of Passport Expenses
  • 9. Personal Liability
  • 10. Legal Costs & Expenses
  • Benefit (up to)
  • £1,500


  • £60 (£20 first full 12 hours, £10 each extra 12 hours)

    £1,500 (after 12 hours)

  • £100 in England, Scotland & Wales £300 for Northern Ireland, Isles of Scilly, Channel Islands, Isle of Man & Europe
  • £10,000 (subject to age limits)
  • £1,000,000 - outside the UK medical (emergency dental treatment limited to £350), additional travel, accommodation & repatriation expenses if you are hospitalised or have to stay beyond your return date (trips solely within the UK are limited to £1,500 and to £300 for additional travelling expenses).

    £1,000

    £100
  • £15 each 24-hour period, max £450
    £10 each 24-hour period, max £100
  • £1,500
    £200
    £200
    £100
    £200
    £50
  • £200 including loss or theft of visa
  • £1,000,000
  • £25,000
  • Excess
  • £60*
  • Nil for delayed departure and £60 for abandonment.

    Nil

    £60
  • Nil
  • Nil
  • £60
  • Nil
    Nil
  • £60 for personal property, nil for delayed baggage and £60 for personal money.£60

    Nil
    £60
  • Nil
  • Nil
  • Nil
* Excess only applies for cancellation of a journey over 3 days duration (Nil excess for loss of deposit).
Inner limits – some sections of cover also have extra sub limits, for example, the personal accident section has a benefit limit depending on the age of the person insured.