WHATS COVERED
Cover is only available if you’re a resident of the UK, for travel within and from the UK and repatriation will be from within or to the UK only.
The table below is a summary of the main cover limits.
Read the rest of the policy for the full terms and conditions.
Summary of Cover Cover
Cover limits and applicable excesses per person.
| Section and cover | Benefit (up to) | Excess |
|---|---|---|
| 1. Cancellation / Loss of Deposit | £1,500 | £60* |
|
2. Travel Delay - delayed departure - abandonment |
£60 (£20 first full 12 hrs, £10 each extra 12 hrs) £1,500 (after 12 hrs) |
Nil £60 |
| 3. Missed Departure |
£100 in England, Scotland & Wales £300 for Northern Ireland, Isles of Scilly, Channel Islands, Isle of Man & Europe |
Nil |
| 4. Personal accident | £10,000 (subject to age limits) | Nil |
|
5. Medical & Other Expenses (including Curtailment and Repatriation) Funeral expenses abroad Taxi fares & telephone calls |
£1,000,000 - outside the UK medical (emergency dental treatment limited to £350). Additional travel, accommodation & repatriation expenses if you are hospitalised or have to stay beyond your return date (trips solely within the UK are limited to £1,500 and to £300 for additional travelling expenses). £1,000 £100 |
|
|
6. Hospital Benefit -Trips solely within the UK |
£15 each 24-hour period, max £450 £10 each 24-hour period, max £100 |
Nil Nil |
|
7. Personal Property - Single item, pair or set - Valuable limit Delayed Baggage Personal Money - Children aged under 16 |
£200 £200 £100 £200 £50 |
£60
Nil £60 |
| 8. Loss of Passport Expenses | £200 including loss or theft of visa | Nil |
| 9. Personal Liability | £1,000,000 | Nil |
| 10. Legal Costs & Expenses | £25,000 | Nil |
* Excess only applies for cancellation of a journey over 3 days duration (Nil excess for loss of deposit). Inner limits – some sections of cover also have extra sub-limits, for example the personal accident section has a benefit limit depending on the age of the person
insured.